TERMS OF USE

Last updated September 03, 2026

1. AGREEMENT TO THESE TERMS

Selah Money Ministries, LLC, doing business as Selah Money Ministries (“Company,” “we,” “us,” or “our”), is organized under the laws of the State of Texas and maintains its principal business address at:

115 W. Ave I, Suite A

Midlothian, TX 76065

United States

We operate selahmoney.com and any related websites, applications, customer portals, membership platforms, online communities, products, programs, or services that link to these Terms of Use (collectively, the “Services”).

These Terms constitute a legally binding agreement between the Company and each person or entity accessing or using the Services (“you” or “your”).

By accessing or using the Services, creating an account, or purchasing a product or service, you acknowledge that you have read, understood, and agreed to these Terms. If you do not agree, you must not access or use the Services.

Additional agreements may apply to particular purchases or services, including enrollment agreements, coaching agreements, consulting agreements, order forms, statements of work, community guidelines, or subscription terms. Those agreements are incorporated by reference when applicable.

If a separate signed agreement conflicts with these Terms, the separate signed agreement will control regarding the subject of that agreement.

2. ELIGIBILITY

The Services are intended for users who are at least 18 years old and legally capable of entering into a binding agreement.

By using the Services, you represent that you meet the minimum age requirement and have the legal capacity and authority to accept these Terms.

If you use the Services on behalf of a company or other organization, you represent that you are authorized to bind that organization to these Terms.

3. CHANGES TO THESE TERMS

We may revise these Terms periodically to reflect changes to our Services, practices, or legal obligations.

The revised Terms will become effective when posted unless a later effective date is stated. The “Last Updated” date identifies the most recent revision.

When required by law or when changes materially affect an existing paid service, we may provide additional notice by email, through your account, or by another reasonable method.

Your continued use of the Services after revised Terms become effective constitutes acceptance of those revisions to the extent permitted by law.

4. OUR SERVICES

Selah Money Ministries provides business coaching, consulting, education, training, digital products, tools, resources, strategic guidance, programs, and other services related to entrepreneurship, business growth, business operations, financial readiness, and business decision-making.

Specific features, deliverables, access periods, schedules, prices, and conditions may be described on a sales page, checkout page, order form, enrollment agreement, or other offer-specific document.

We may modify, replace, suspend, or discontinue portions of the Services. If a material change affects a paid service, we will address it according to the agreement governing that purchase and applicable law.

The Services are not designed to comply with specialized laws or industry requirements unless we expressly state otherwise in writing. You are responsible for determining whether the Services are appropriate for your intended use.

5. NO GUARANTEE OF RESULTS

The Company does not guarantee any particular financial, business, income, revenue, profit, growth, client-acquisition, performance, or other result.

Your results depend on factors including your background, experience, effort, participation, implementation, resources, decisions, market conditions, timing, and circumstances outside our control.

Please review our Disclaimer, which is incorporated into these Terms by reference.

6. INTELLECTUAL PROPERTY RIGHTS

Unless otherwise stated, the Company or its licensors own the Services and all associated content, including:

• Courses and curriculum

• Frameworks and methodologies

• Worksheets and templates

• Videos, audio, and written materials

• Software and digital tools

• Website designs and graphics

• Trademarks, service marks, names, and logos

• Databases and compilations

• Other proprietary materials

These materials are protected by applicable copyright, trademark, and intellectual-property laws.

Subject to your compliance with these Terms and payment of all applicable fees, we grant you a limited, personal, non-exclusive, non-transferable, revocable license to access and use materials made available to you for your own personal or internal business use.

Unless we provide written permission, you may not:

• Copy, reproduce, republish, or distribute our materials.

• Share login credentials or purchased materials with another person.

• Sell, sublicense, rent, or commercially exploit our materials.

• Modify our materials and present them as your own.

• Record, download, or reproduce live sessions unless expressly permitted.

• Use our materials to create a competing course, program, service, or product.

• Remove copyright, trademark, or proprietary notices.

• Upload our materials to artificial-intelligence systems, shared databases, file-sharing services, or public platforms.

• Use our trademarks, company name, or branding in a way that suggests authorization or affiliation.

All rights not expressly granted are reserved.

7. ACCOUNTS AND REGISTRATION

You may be required to create an account to access portions of the Services.

You agree to:

• Provide accurate, current, and complete information.

• Keep your account information updated.

• Maintain the confidentiality of your login credentials.

• Notify us promptly if you suspect unauthorized access.

• Accept responsibility for activity conducted through your account.

You may not share, sell, transfer, or allow another person to use your account unless we provide written permission.

We may suspend or terminate an account containing false information, being used without authorization, or violating these Terms.

8. PURCHASES AND PAYMENT

You agree to provide current, complete, and accurate billing and payment information.

By completing a purchase, you:

• Agree to pay the price and applicable taxes disclosed at checkout.

• Authorize us and our payment processor to charge your selected payment method.

• Represent that you are authorized to use that payment method.

• Agree to update your payment information when necessary.

• Accept any offer-specific payment, cancellation, and refund terms presented before purchase.

Unless otherwise stated, payments are processed in U.S. Dollars (USD).

We may correct pricing or description errors. If a correction materially affects a completed purchase, we will notify you and provide any remedy required by applicable law.

We may decline or cancel an order when we reasonably suspect fraud, unauthorized activity, a pricing error, or a violation of these Terms.

9. INSTALLMENT PAYMENT PLANS

Certain products, programs, or services may permit you to pay a fixed purchase price in installments.

An installment payment plan divides the total purchase price into multiple payments. An installment plan is not a month-to-month subscription and does not permit you to cancel the remaining payments merely because you stop participating in or using the Services.

The total purchase price, initial payment, number and amount of remaining payments, payment frequency, and applicable payment schedule will be disclosed before you complete your purchase or in the agreement governing that purchase.

By selecting an installment plan, you agree to pay the full purchase price according to the payment schedule disclosed at purchase and authorize us to charge each installment to your selected payment method.

Your payment obligations continue unless a written refund, cancellation, or guarantee provision applicable to your purchase expressly states otherwise.

If a scheduled payment fails, we may:

• Retry the payment.

• Request an updated payment method.

• Suspend access to the Services.

• Refer the outstanding balance for collection.

• Exercise other rights available under the applicable agreement and law.

10. SUBSCRIPTIONS AND AUTOMATIC RENEWAL

Certain Services may be offered as recurring subscriptions or memberships. When applicable, the specific subscription terms will be disclosed before enrollment.

Before purchase, we will disclose:

• The amount charged.

• The billing frequency.

• Whether the price may change.

• The length of any minimum commitment.

• How and when to cancel.

• Any free-trial or promotional terms, if applicable.

By enrolling in a recurring subscription or membership, you authorize recurring charges to your selected payment method without requiring separate authorization for each renewal.

Unless otherwise stated in the terms governing the applicable subscription, cancellation will stop future renewal charges but will not create a refund for charges already incurred.

Cancellation methods and the effective date of cancellation will be disclosed with the applicable subscription or membership.

We will provide notices, renewal reminders, and cancellation methods as required by applicable law.

11. REFUNDS, CANCELLATIONS, AND GUARANTEES

Refund eligibility varies by product or service. The refund and cancellation terms applicable to your purchase will be disclosed before checkout and may also appear on the applicable sales page, checkout page, enrollment agreement, order form, or other offer-specific agreement.

You are responsible for reviewing the refund and cancellation terms applicable to your purchase before completing the transaction.

If the Company offers a guarantee, the guarantee’s written eligibility requirements, deadlines, exclusions, and claim process control. A guarantee does not apply automatically to every product or service.

Nothing in this section limits rights that cannot lawfully be waived.

12. PROHIBITED ACTIVITIES

You may not use the Services to:

• Violate any applicable law or regulation.

• Infringe intellectual-property, privacy, publicity, or other rights.

• Share or resell access without authorization.

• Scrape, harvest, or systematically extract content or user information.

• Circumvent security or access-control features.

• Upload malware, harmful code, or disruptive material.

• Impersonate another person or misrepresent your affiliation.

• Harass, threaten, defame, exploit, or harm another person.

• Send unauthorized advertising, spam, or solicitations.

• Interfere with the operation or security of the Services.

• Reverse engineer or attempt to obtain source code except where legally permitted.

• Use bots or automated tools to access restricted portions of the Services.

• Use Company content to train or populate an artificial-intelligence system without written authorization.

• Compete with the Company using its confidential or proprietary materials.

• Engage in fraudulent payment disputes or chargebacks.

• Encourage another person to violate these Terms.

13. COMMUNITIES AND USER CONTRIBUTIONS

Certain Services may allow you to submit text, images, audio, video, comments, reviews, questions, files, or other content (“Contributions”).

You retain ownership of your Contributions. You represent that:

• You own or have permission to use and share them.

• They do not violate another person’s rights.

• They are accurate and not intentionally misleading.

• They do not contain unlawful, abusive, defamatory, discriminatory, obscene, or harmful material.

• You have permission from identifiable individuals appearing in them.

• They do not contain confidential information you are prohibited from sharing.

You grant the Company a non-exclusive, worldwide, royalty-free license to host, reproduce, display, format, and distribute Contributions as reasonably necessary to operate and provide the Services.

We may moderate, remove, or restrict Contributions that violate these Terms or applicable community guidelines. We are not obligated to monitor every Contribution.

Any use of your Contributions, name, image, likeness, or testimonial in paid marketing will be subject to any additional consent or release required by applicable law.

14. REVIEWS AND TESTIMONIALS

Reviews must reflect the reviewer’s genuine experience and may not contain knowingly false, misleading, unlawful, infringing, or abusive content.

You may not:

• Submit a review for a product or service you did not use.

• Impersonate a customer.

• Submit a review on behalf of another person without disclosure.

• Post confidential or private information.

• Organize deceptive positive or negative review campaigns.

• Use threats or incentives to manipulate reviews.

Any payment, discount, free service, referral benefit, or other material connection associated with a review or endorsement must be disclosed clearly and conspicuously.

Our use of testimonials and endorsements is also governed by our Disclaimer.

15. THIRD-PARTY SERVICES AND LINKS

The Services may integrate with or link to third-party websites, software, payment processors, social platforms, or service providers

We do not control third-party services and are not responsible for their content, availability, security, policies, or practices. Your use of a third-party service is governed by that provider’s terms and policies

A link, integration, or recommendation does not necessarily constitute our endorsement.

16. PRIVACY

Our collection, use, and disclosure of personal information are described in our Privacy Policy, which is incorporated into these Terms by reference.

You are responsible for reviewing the Privacy Policy before using the Services.

17. COPYRIGHT COMPLAINTS

We respect the intellectual-property rights of others.

If you believe content available through the Services infringes your copyright, follow the process described in our DMCA Policy.

Knowingly submitting a false or materially misleading copyright notice or counter-notification may result in legal liability.

18. SERVICE MANAGEMENT, MODIFICATIONS, AND AVAILABILITY

We may manage, maintain, update, or modify the Services to protect users, enforce these Terms, improve functionality, or address legal and operational requirements.

We do not guarantee uninterrupted or error-free access. Maintenance, third-party outages, technical failures, security events, or circumstances outside our control may cause delays or interruptions.

We are not obligated to preserve or provide indefinite access to every feature, recording, community post, or user submission unless a separate agreement expressly states otherwise.

19. SUSPENSION AND TERMINATION

These Terms remain effective while you use the Services.

We may suspend or terminate access if you:

• Violate these Terms or another applicable agreement.

• Fail to make required payments.

• Misuse Company intellectual property.

• Disrupt a community or harass another participant.

• Engage in fraud, illegal activity, or conduct that threatens the Services or others.

Termination of access does not automatically eliminate payment obligations that arose before termination or that apply under a fixed-price installment agreement.

Provisions that by their nature should survive termination—including payment obligations, intellectual-property protections, disclaimers, liability limitations, dispute-resolution terms, and indemnification—will remain effective.

20. ELECTRONIC COMMUNICATIONS AND SIGNATURES

You consent to receive agreements, notices, disclosures, receipts, and other communications electronically through email, the Site, your account, or another electronic method.

You agree that electronic signatures, checkboxes, records, and communications may satisfy legal requirements for written documents and signatures to the extent permitted by law.

You are responsible for maintaining an accurate email address and retaining copies of important agreements and transaction records.

21. SMS TEXT MESSAGING

By providing your mobile number and giving the required consent, you agree to receive text messages from Selah Money Ministries at the number provided.

Messages may include appointment reminders, account notices, support responses, program updates, and, where you have provided the appropriate consent, promotional or marketing messages.

Consent to receive marketing text messages is not a condition of purchasing any product or service unless permitted by law.

Message frequency may vary. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages.

You may opt out by replying STOP or by using another reasonable method that clearly communicates your request to stop receiving messages. We may send one confirmation message after processing your request.

For assistance, reply HELP or contact [email protected].

Our use of information collected through text messaging is described in our Privacy Policy.

22. DISCLAIMERS OF WARRANTIES

TO THE FULLEST EXTENT PERMITTED BY LAW, THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

WE DISCLAIM EXPRESS AND IMPLIED WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

WE DO NOT GUARANTEE THAT THE SERVICES WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, OR FREE FROM HARMFUL COMPONENTS, OR THAT INFORMATION PROVIDED THROUGH THE SERVICES WILL BE COMPLETE OR ACCURATE.

SOME JURISDICTIONS DO NOT ALLOW CERTAIN WARRANTY DISCLAIMERS. IN THOSE JURISDICTIONS, THESE DISCLAIMERS APPLY ONLY TO THE MAXIMUM EXTENT PERMITTED BY LAW.

23. LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY LAW, SELAH MONEY MINISTRIES, LLC AND ITS OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, AGENTS, AND AFFILIATES WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, LOST REVENUE, LOST DATA, OR LOST BUSINESS OPPORTUNITIES ARISING FROM OR RELATED TO THE SERVICES.

TO THE FULLEST EXTENT PERMITTED BY LAW, THE COMPANY’S TOTAL LIABILITY ARISING FROM OR RELATED TO THE SERVICES WILL NOT EXCEED THE AMOUNT PAID BY YOU FOR THE APPLICABLE SERVICE GIVING RISE TO THE CLAIM.

These limitations do not apply where prohibited by law or to liability that cannot lawfully be limited.

24. INDEMNIFICATION

To the fullest extent permitted by law, you agree to defend, indemnify, and hold harmless Selah Money Ministries, LLC and its owners, officers, employees, contractors, agents, and affiliates from third-party claims, damages, liabilities, and reasonable expenses arising from:

• Your unlawful or unauthorized use of the Services.

• Your violation of these Terms.

• Your Contributions.

• Your infringement of another person’s rights.

• Your fraud, willful misconduct, or harmful conduct.

We may assume control of the defense of a covered claim, and you agree to cooperate reasonably with that defense.

25. GOVERNING LAW

These Terms are governed by the laws of the State of Texas and the United States, without regard to conflict-of-law principles.

Nothing in this provision deprives a consumer of protections that cannot be waived under the laws applicable to that consumer.

26. DISPUTE RESOLUTION

Informal Resolution

Before initiating formal proceedings, the parties agree to attempt in good faith to resolve a dispute by providing written notice describing:

• The party’s name and contact information.

• The nature and factual basis of the dispute.

• The requested resolution.

The notice must be sent to:

Selah Money Ministries, LLC

115 W. Ave I, Suite A

Midlothian, TX 76065

Email: [email protected]

The parties will attempt in good faith to resolve the dispute informally after receipt of the notice.

27. MISCELLANEOUS

These Terms and incorporated policies constitute the agreement between you and the Company regarding use of the Services, except where a separate applicable agreement controls.

If any provision is found unlawful or unenforceable, the remaining provisions will remain effective to the extent permitted by law.

A failure to enforce a provision is not a waiver of the right to enforce it later.

We may assign our rights and obligations as part of a merger, acquisition, restructuring, sale of assets, or other lawful business transaction. You may not assign your rights or obligations without our written consent.

We are not responsible for delay or failure caused by events beyond our reasonable control.

Nothing in these Terms creates an employment, partnership, joint-venture, fiduciary, franchise, or agency relationship between you and the Company.

Section headings are included for convenience and do not affect interpretation.

28. CONTACT US

Questions, complaints, and requests regarding these Terms may be sent to:

Selah Money Ministries, LLC

Doing business as: Selah Money Ministries

Email: [email protected]

Mailing Address:

115 W. Ave I, Suite A

Midlothian, TX 76065

United States